Follow the dollars
Reconcile the financial flows and separate embedded compensation from additional costs.
For CFOs, CEOs, boards and corporate counsel
You fund the plan.
We follow the money.
An independent examination of where your healthcare dollars go, who gets paid, and what the evidence says you should do next.
100+ employees / Fully insured & self-funded / Client fees only
THE EXAMINATIONMethod preview
Not just a number.
An evidence trail.
Where did the money go?Reconcile
Who received it?Trace
What did the payment reward?Interpret
What should change?Decide
Verified, modeled and unknown stay separate.
Not another broker. Not your outsourced benefits department. An independent examination.
What you are buying
Clarity that can stand up to questions.
Test the incentives
Examine contracts, payment arrangements, information gaps and performance claims.
Choose the next step
Receive a practical, prioritized plan. Keep your team, use another provider, or authorize a separate correction scope.
Both funding models
Fully insured is not a reason to stop asking.
Fully insured employers belong in this conversation, too.
Federal gag-clause protections apply to fully insured as well as self-insured group plans, subject to applicable exceptions and privacy requirements. We request the specified information lawfully available for your plan and document the limits.
That is not a promise of every record, an unrestricted patient-data release, or ownership of all insurer information.
Read the fully insured explanation →A defined process
Authorize. Examine. Decide. Verify.
Acquire the records
We manage authorized requests with your executive sponsor available to remove friction.
Agree the evidence boundary
Together, we document received records, omissions and the data-readiness cutoff.
Receive the findings
The 30-calendar-day report clock starts after signed readiness, not before data collection.
Then choose annual Monitor or Monitor + Correct, with clear limits and client control. Compare the roles.
David Contorno
The formal program is new. The work is not.
33years in the industry
15+years challenging and correcting misaligned incentives
A narrower role. A wider reach.
David is moving from full-time brokerage and advice toward examination, explanation and a practical plan, so more employers can see the economics underneath their health plans.
These are David's career figures, not operating history or results for a new company.
Read David's perspective →Our compensation
Only the client pays us.
No vendor commissions. No referral fees. No paid placement.
We are not seeking your broker-of-record appointment. The findings are yours to use, whether or not you hire us to implement.
Read the independence pledge →Our own incentives belong in the open.
Optional corrective work can generate additional client fees. The report comes first, material findings get a second review, and you retain other implementation options.
Founding 10
20% off the initial examination.
Same scope. Same evidence standard. No required endorsement.
The first 10 qualifying employer organizations receive 20% off the base initial Examine fee when they select a 12-month annual service tier. Annual fees and additional projects are not discounted. A signed agreement and paid deposit secure a place; availability is confirmed in writing.
See the terms and pricing →An executive conversation. Not a broker pitch.
What would better evidence change?
Start with your headcount, funding type and next plan decision. No patient data needed.